Is this concierge medicine?

No — concierge bills insurance and charges large retainers. DPC is affordable and replaces insurance billing.
 

Can I use my HSA?

Yes, often you can use HSA for the monthly membership, labs, meds, and imaging (varies by plan).
 

What if I need a specialist?

We coordinate referrals and help you navigate the system.
 

Are there limits on visits?

No.
 

Can I cancel anytime?

Yes — no contracts.
 

Do you treat kids?

Yes. From ages 5 to 17. 
 

Do you prescribe medications?

Yes, and many at wholesale cost.
 

Can I still have Medicare?

Yes (you just can’t bill DPC to Medicare).

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Do I still need insurance?

Direct Primary Care (DPC) is not insurance — and that is why it works.

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Your membership covers your primary care: office visits, ongoing care, communication with your clinician, and most routine needs. Because we don’t bill insurance, visits are longer, access is easier, and pricing is clear.

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DPC often replaces many of the things people normally use insurance for, including:

• urgent care visits

• most routine office visits

• medication refills and management

• many routine labs (at discounted pricing)

• minor procedures
   

Insurance is still important for major or unpredictable medical events. A health insurance plan is best used for:

• hospitalizations

• surgery

• emergency room care

• specialist care

• advanced imaging (CT, MRI, etc.)
   

Many patients choose a high-deductible or catastrophic insurance plan paired with DPC. This combination allows your membership to handle your everyday healthcare, while insurance protects you from large, unexpected medical expenses.

In short: DPC covers your day-to-day care, and insurance covers the rare big events.